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Reimbursement of costs
The law requires that the costs for a loan up to € 300 be reimbursed. For higher amounts, we estimate 3.5% per month on the loan amount.
Demurrages
The demurrages are calculated per day.
| Vehicle | Demurrage |
| Motorcycle | 1.50 € |
| Car | 3.00 € |
| Truck | 5.00 € |
If the collateral loan agreement is for a credit amount of over EUR 10,000, we pick up your automobile nationwide. For our calculations, the day on which the loan agreement is concluded is significant. Partial repayments during the loan period are possible at any time! A month that is already underway is considered a full month!
Model invoice
Example 1:
Loan amount of € 1,000 for a period of 30 days!
| Interest | € 10.00 |
| Fees | € 35.00 |
| Demurrage (car) | € 90.00 |
| Total | € 135.00 |
Example 2:
Loan amount of € 5,000 for a period of 30 days!
| Interest | € 50.00 |
| Fees | € 175.00 |
| Demurrage (car) | € 90.00 |
| Total | € 315.00 |
Example 3:
Loan amount of € 10,000 for a period of 30 days!
| Interest | € 100.00 |
| Fees | € 350.00 |
| Demurrage (car) | € 90.00 |
| Total | € 540.00 |
